Spend & Save Program
Use your debit card, bill pay, or checks, and we’ll round up to the nearest dollar and transfer your “change” from checking to savings.
Turn small change into big savings.
Sign up for Spend & Save and reach your savings goals faster. Every time you make a qualified purchase with your Great Lakes Credit Union debit card, use bill pay, or write a check, we’ll round up the transaction to the nearest dollar and automatically transfer the change into your savings account. Watch your small deposits grow over time to help you save for a vehicle, pay for college expenses, or build an emergency fund.
- Automatic savings with every qualified purchase
- Budget-friendly incremental savings
- No minimum balance required
- No enrollment or ongoing fees
- Track savings progress with online and mobile banking
- Access savings anytime without withdrawal fees or penalties
- Activate via phone call, live chat, or visit a branch
Do more than bank. Bank for a greater good. Join our membership and be part of the Great Lakes Credit Union story.
Debit Card Rewards
Enjoy exclusive savings on everything from apparel to travel, courtesy of our debit card rewards program – a small “thank you” for your membership.
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Know someone looking for a not-for-profit financial institution that lets them bank for a greater good? Send them our way!
Testimonials
“From the moment I walked in the door everyone was so prompt, polite, and made me feel like a valued client!”
Spend & Save Program FAQs
Got questions? We’ve got answers. Don’t see an answer to your question here? Contact us, and a team member will be happy to help.
At the end of each business day, the amount of each qualifying goods and services transaction will be rounded up to the next whole dollar. The total will then be transferred from your GLCU checking account to your designated GLCU savings account as a single transaction.
Let’s say you fill up your gas tank for $34.49. A transaction of $34.49 will post to your account. At the end of the day, the roundup amount of $0.51 will be deducted from your GLCU checking account as a separate transaction and transferred to your designated GLCU savings account.
Debit card transactions, bill pay, and checks all help you grow your savings in the Spend & Save Program.
Yes, you can conveniently withdraw funds whenever you need them without a penalty or fee.
Yes, the program works with both in-person and online purchases, which helps you save regardless of how you shop.
If you already have GLCU checking and savings accounts, getting started with Spend & Save is easy. Just give us a call, contact us through live chat, or visit a branch, and we will activate the service so you can start saving right away.
Free Bill Pay
Schedule payments, check the status of bills, and add or delete payees anywhere, anytime via online and mobile banking.
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Get member-exclusive discounts on tax services from TurboTax® and H&R Block,® and estate plans from Trust & Will.
Disclosure:
1APY = Annual Percentage Yield. All dividend rates and APY may change at any time.
2APR = Annual Percentage Rate. Terms and conditions may apply.
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