Vehicle Loans
Looking for more bargaining power at the dealership? Talk to us first. We offer fast funding and affordable rates on auto loans, boat loans, and motorcycle loans.
All our vehicle financing features:
Easy and Secure Application
Fast Funding & Competitive Rates
Affordable Loan Payments
Skip-a-Payment Option
Member-Only Insurance Discounts
Automatic Payment Discounts
New Car Loans
Get pre-approved, skip two payments a year, and score discounts on auto insurance.
Used Car Loans
Enjoy a smooth buying experience, affordable payments, and a car or truck you can rely on.
Auto Loan Refinancing
Refinance with rates starting at 7.24% APR1 and pocket the extra cash every month.
Motorcycle Loans
Hit the open road in style. Buy or refinance, new or used, at low member rates.
Boat Loans
Buy or refinance for 6 months to 15 years. Take the boat out on your terms.
RV Loans
Explore this big, beautiful country of ours in a new or used motorhome.
Vehicle Loan FAQs
Got questions? We’ve got answers. Don’t see an answer to your question here? Contact us, and a team member will be happy to help.
Members have access to a variety of products and services, including personal loans, student loans, home equity loans, and mortgages. Your loan rate will vary depending on your credit score and personal financial situation.
One of our exclusive member benefits is $1,000 of accidental death and dismemberment insurance through TruStage, offered at no cost to you.
You will need to submit proof of insurance. To verify the insurance needed for your new auto loan, check here.
We do not currently offer ATV, dirt bike, side-by-side, or jet ski financing.
Please contact your vehicle’s insurance agent to update your policy to include our lienholder address:
Great Lakes Credit Union
PO Box 2238
Sioux City, IA 51104
If you purchase Guaranteed Asset Protection (GAP) insurance for your new vehicle, you aren’t on the hook for loan payments if your vehicle is in an accident and deemed a total loss. GAP insurance covers the difference between the remaining balance on your vehicle and your vehicle insurance payout, if it’s less than what you still owe on your vehicle.
GLCU offers GAP Plus, which means you also get Deductible Assistance to cover the cost if your paid collision claim incurs a deductible.
Mechanical repair coverage helps you pay for repairs to your vehicle after its warranty expires while costing less than a typical extended warranty.
Great Expectations, Exceeded
There’s no greater compliment – or incentive to keep doing better – than positive feedback from our members.
Great service. Great rate. Professional friendly service. Fast response. Highly recommend
Auto Loan Rate Discounts
Save up to 0.25% APR2 when you set up auto-payments for your vehicle loan.
Vehicle Insurance
Protect your finances and your vehicle with Guaranteed Asset Protection and Mechanical Repair Coverage.
Proof of Insurance
You’ll need proof of full coverage insurance from day one of your loan. Here’s how to submit it.
Disclosure:
1APR=Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage and other factors.
2Rates include discount of 0.25% APR when you set up an automatic payment to pay your loan each month.
Private parties, independent dealers, and borrowers financing from independent dealers must be located in IL, IN, or WI to be considered for financing.