Boat Loans

Get out on the lake or the open seas with low loan rates and flexible terms.

Sail through the loan process with pre-approval.

Score a deal on the boat you’ve always dreamed of owning. But before you buy, talk with a GLCU lender to get pre-approved. Besides boosting your bargaining power at the dealership, you’ll know where you stand with payments before you sign on the dotted line.

  • Purchase or refinance with low loan rates and fast funding
  • Choose a wide range of terms from 6 months to 15 years
  • Ask about boat insurance at members-only discounts
  • Schedule automated bill payments online and avoid late fees
  • See if you qualify for up to 0.25% APR1 discount2
  • Skip up to 2 payments per year and pocket some extra cash

Select your location to view rates.

Boat Loans

Showing rates for
Effective Date 12/05/2025
*APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Boat Loans Available in IL, WI and IN only. Max Boat Size 26 Feet. Rates include discount of 0.25% APR* when you set up an automatic payment to pay your loan each month. These rates are subject to change at any time.

Do more than bank. Bank for a greater good. Join our membership and be part of the Great Lakes Credit Union story.

Debit Card Rewards

Debit Card Rewards

Enjoy exclusive savings on everything from apparel to travel, courtesy of our debit card rewards program – a small “thank you” for your membership.

Invite a Friend

Invite a Friend

Know someone looking for a not-for-profit financial institution that lets them bank for a greater good? Send them our way!

Testimonials

    “I have always received great service over the years. I’ll never regret switching from Chase to Great Lakes. It’s more personal in every way for all the services that I have needed. I also feel more secure here.”
    —James H.

Boat Loan FAQS

Got questions? We’ve got answers. Don’t see an answer to your question here? Contact us, and a team member will be happy to help.

Vehicle Rate Discounts

Enjoy members-only discounts up to 0.25% APR* when you set up auto-payments on your boat loan.

Vehicle Insurance

Protect your finances and your vehicle with Guaranteed Asset Protection and Mechanical Repair Coverage.

Maximize your membership.

  • Get member-exclusive discounts on tax services from TurboTax® and H&R Block,® and estate plans from Trust & Will.
Disclosure:

1APR= Annual Percentage Rate. Actual rate based on credit history, income, vehicle model year, mileage, and other factors. Boat Loans available in IL, WI, and IN only. Max boat size 26 feet.

2Rates include discount of 0.25% APR when you set up an automatic payment to pay your loan each month. These rates are subject to change at any time.