Share Secured Loans

Get the funds you need on your terms using your share savings account as collateral.

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Borrow smart. Use money in your share savings account as “pledged” collateral for a loan. Since it’s fully secured by the amount you pledge, the loan’s pledged funds update as you make payments, freeing up that money for use. Once you pay off your Share Secured Loan, your pledged amount is released and the loan is unsecured.

Low APR¹ of 3% above share savings rate with full pledge²
Terms up to 60 months
Helps build or re-establish credit and improve your credit score
Full security required (e.g., $1,000 from share savings account for $1,000 loan)
Apply via digital banking, over the phone, or in person

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¹ APY = Annual Percentage Yield. All dividend rates and APY may change at any time.
² APR = Annual Percentage Rate. Terms and conditions may apply.

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GAP Insurance

Get coverage for the difference between what you still owe and what your auto insurance company will pay if your vehicle is badly damaged or totaled.

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Mechanical Breakdown Protection

Get coverage for repairs on eligible used vehicles, typically for less than an extended warranty from a dealership.

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Financial Calculators

Crunch the numbers to estimate your personal loan monthly payment.

Do the Math

Estimate your auto loan, credit card, and mortgage monthly payments. Balance your budget. Ballpark your savings, and more.

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Get member-exclusive discounts on tax services from TurboTax® and H&R Block,® and estate plans from Trust & Will.

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Each time you use your debit card or bill pay or write a check, we’ll round up and transfer that amount from checking to a savings account.

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Disclosure:

¹APR= Annual Percentage Rate. Rate is based on credit history, income, and other factors.

²Full pledge of shares reduces lender’s risk. Partial pledge carries some lender’s risk.

Share Secured Loans

Share Secured Loan

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