Fresh Checking

Get a fresh start on your finances and improve your credit score, no fees or minimum monthly balance required.

Start building your financial future today.

At Great Lakes Credit Union, we understand that you have your own unique financial story. Fresh Checking, a safe, affordable bank account certified by BankOn,® lets you take that story in a fresh direction. You’ll get a free checking account that can help you establish or reestablish a positive financial history while building a relationship with a local credit union you can trust.1

  • Certified by BankOn, the national platform of the Cities for Financial Empowerment Fund
  • No minimum monthly balance requirement
  • Open with just a $25 initial deposit
  • Receive a free, instant-issue debit card
  • 24/7 online and mobile banking account access
  • Eligibility for our interest-bearing Free Checking Account after a period of positive financial history2

Do more than bank. Bank for a greater good. Join our membership and be part of the Great Lakes Credit Union story.

Debit Card Rewards

Debit Card Rewards

Enjoy exclusive savings on everything from apparel to travel, courtesy of our debit card rewards program – a small “thank you” for your membership.

Invite a Friend

Invite a Friend

Know someone looking for a not-for-profit financial institution that lets them bank for a greater good? Send them our way!

Testimonials

    “I’ve gotten great customer service from Great Lakes Credit Union. When I go into the branch there is always someone there with a smile ready to help.”
    —Elizabeth S.

Fresh Checking FAQs

Got questions? We’ve got answers. Don’t see an answer to your question here? Contact us, and a team member will be happy to help.

Maximize your membership.

  • Get member-exclusive discounts on tax services from TurboTax® and H&R Block,® and estate plans from Trust & Will.
Disclosure:

1Some restrictions apply. Please contact us for details.

2Subject to change without notice. Transition from Fresh to Free Checking is not guaranteed and depends on account history and other factors.

3APY = Annual Percentage Yield. All dividend rates and APY may change at any time.

4APR = Annual Percentage Rate. Terms and conditions may apply.

52025 Bankrate Annual Emergency Savings Report